Join us for a CPE Lunch & Learn hosted by Inde 401k and Capital Strategies Beyond Wealth
Free for Members
Non-Members $25
If you are a CPA or financial advisor working with business owners, partners, or high earners, this session is a must-attend. Discover how Cash Balance Plans—one of the most powerful but underutilized retirement tools—can help your clients defer hundreds of thousands in taxes while accelerating their retirement savings.
This educational event will give you the knowledge and confidence to identify ideal candidates and guide your clients toward smarter wealth-building strategies.
You willl walk away with practical insights on:
•What a Cash Balance Plan is—and how it fits alongside a 401(k)
• How these plans enable dramatically higher tax deferrals
• The key traits of an ideal client candidate (and how to spot them)
• Implementation tips, design considerations, and common pitfalls to avoid
• How to talk strategy with clients and differentiate your advisory services
Tuesday, November 18, 2025
11:30am - 1:00pm
Virtual
Objectives
• Identify and describe the major requirements that classify a retirement plan as a cash balance plan
• List the pros and cons of a cash balance plan, as compared to other retirement vehicles
• Describe what factors make a client a good candidate for a cash balance plan
• Explain how cash balance plans can be used for tax planning purposes over multiple years and how cash balance plans can be paired with a 401(k) for optimal tax credits
• Understand the overall annual valuation cycle for a cash balance plan and how CPAs, TPAs, advisors and actuaries work together to meet compliance requirements.
• Articulate non-compliance risks and over or under-funding a cash balance plan.
• Note what kind of investments are most advantageous for cash balance plans and what specific funding rules apply to CB plans
